RPNA Eliminates Significant Liability To Applied Underwriters

Precedential Decision Voids Reinsurance Participation Agreement. RPNA recently continued its streak of protecting employers from onerous and unfair terms contained in side-agreements that have ensnared unwitting employers over the past few years. On December 17, 2018, the California Department of Insurance issued a precedential decision in favor of RPNA’s client Platinum Security. The decision found…

RPNA Wins Appeal Against Applied Underwriters

Another Arbitration Agreement Declared Unenforceable. In a decision handed down yesterday, the Court of Appeal refused to enforce the unlawful arbitration clause found in Applied Underwriters’ Reinsurance Participation Agreement (RPA) with Luxor Cabs, one of the oldest cab companies in San Francisco. In 2015, RPNA Partners Joseph Gjonola and Nicholas Roxborough filed suit on behalf of Luxor against Applied in San…

RPNA Wins Two Cases Against Travelers Insurance

Precedential Decisions Void More Unfiled Workers’ Comp Side Agreements. In RPNA’s continuing efforts to serve its local and national employer clients, we are proud to have just won two precedential decisions from the California Department of Insurance (CDOI). Both well-reasoned decisions, which are more than 50 pages long, are signed by Insurance Commissioner Dave Jones.

Nick Roxborough Advocates Greater Transparency, Protection For Employers

RPNA’s Nick Roxborough stated, in a recent WorkCompCentral article, that the California Department of Insurance’s pending rules to establish minimum financial strength requirements for carriers writing large-deductible policies falls short in providing transparency to employers regarding how carriers calculate collateral. To illustrate his point, Roxborough cited the case of one of his clients, Pacific States…

Roxborough Serves To Preserve Historic Heart of Los Angeles

Nick Roxborough joined Olvera Street merchants and city officials at a ribbon cutting ceremony on October 25 to celebrate the restoration of the 1932 Olympic Cottage. The historic structure was built to house athletes during the 1932 Olympic Games in Los Angeles and was later donated to Olvera Street in 1933. Roxborough was appointed by Los Angeles Mayor Eric Garcetti and…

RPNA Challenges Carrier For Continued Pattern of Illegal, Bad Faith, and Punitive Conduct

Once again, RPNA is challenging Zurich Insurance Company for subjecting employers to out-of-state arbitrations, over collateralization, and overpayment for coverage due to poor claims handling. In this new case, Zurich increased its collateral requirement more than seven-fold for Pacific States Industries’ (PSI) large deductible workers’ comp program after learning the company was moving its program…

Is The Dynamex Decision Retroactive?

The Court’s answer remains unclear and the potential impact to California Employers can be enormous. As you are certainly aware by now, last Spring the California Supreme Court issued its decision in Dynamex Operations West, Inc. v. Superior Court, which community leaders view as a sea change for California business. No one who does business with independent contractors…

Are You Tracking All Your Employee’s Work Time?

The California Supreme Court recently ruled that employers must pay their workers for small amounts of time they spend on routine work tasks off the clock. In the case Troester v. Starbucks Corp., the Court rejected the notion that the “de minimis” doctrine commonly applied by federal courts would automatically or routinely excuse the payment…