The Social Significance Behind Workers Comp Insurance

Workers’ compensation insurance, the nation’s oldest social insurance, protects employees and employers if an employee is injured while on the job. If employees get hurt or are sick because of work, an employer must pay workers’ compensation benefits, and those benefits are typically paid through insurance. Because this insurance affects nearly all California employers and…

Self-Insured Employers in California

Under California law, employers must have worker’s compensation insurance policies in place to cover their employees. The state also allows certain employers to self-insure.  This is called a Self-Insurance Program (“SIP”). Which Employers Can Self-Insure? California has specific guidelines in place that determine whether an employer can self-insure. First, employers who want to self-insure must…