It was a chance meeting at a UC Berkeley dorm forty years ago that eventually led partners Nick Roxborough and Drew Pomerance to establish their own law firm, what is known today as Roxborough, Pomerance, Nye & Adreani LLP (RPNA). Few law firms are founded on friendships and fewer sustain a solid forty-year relationship. It was for this reason,…Details
When it comes to cases against Applied Underwriters, RPNA’s Nick Roxborough is the go-to expert for commentary. Workers’ Comp Executive reached out to Nick regarding the most recent lawsuit against Berkshire Hathaway’s subsidiary filed in New York. The plaintiff is seeking a $6 million bond and at least $18 million in trebled damages.
According to a September 28 article, what makes this suit of particular interest is that it challenges the way Applied structures, sells, and operates its SolutionOne workers’ comp and payroll program. The plaintiff maintains that Applied Underwriters uses an unfiled and unapproved Reinsurance Participation Agreement (RPA) to siphon off money that should be reserved to pay claims, according to the article.Details
Roxborough Comments in Workers’ Comp Executive Article About New Oder Barring Applied Underwriters’ EquityComp Program
Workers’ Comp Executive recently reached out to Nicholas Roxborough to comment on the new cease and desist order signed by California Insurance Commissioner Dave Jones, barring Applied Underwriters from selling its EquityComp program in California. Roxborough told Workers’ Comp Executive that, “the Order provides additional evidence that Applied has engaged in wrongdoing. It provides exquisite foundational evidence for existing lawsuits,…Details
In a recent Workers’ Comp Executive article, RPNA co-managing partner Nick Roxborough was asked to comment on California Insurance Commissioner Dave Jones’ decision regarding Applied Underwriters’ EquityComp Program. Roxborough said he wouldn’t be surprised if Applied Underwriters’ certificate is eventually pulled stating that the decision “effectively kills the program in California as it exists now.” The RPA (reinsurance participation…Details
The issue of reimbursable expenses is often a hot topic amongst employees and their employers. While it seems obvious, for example, that an employee who uses his personal car to perform a work ‘errand’ will be reimbursed for his mileage, it is not often so cut and dry. What about the technician who buys his own truck, the gardener who purchases his own tools, or the production worker who purchases his own uniform? Are these reimbursable expenses for the employee? One of the most common alleged wage and labor violations involves disgruntled employees claiming they were not properly reimbursed for business expenses.
The Fair Labor Standards Act (FLSA) establishes minimum wage and overtime pay for employees in the private sector and in Federal, State, and local governments. Additionally, the FLSA requires that employers pay an employee’s wages finally and unconditionally. If an employee is required to return some portion of wages—whether directly or indirectly (such as through purchasing his own supplies, gas, etc…)—and that “kickback” puts the employee’s hourly rate below the minimum wage, then the employer has violated the FLSA’s minimum wage requirement.Details
Workers’ Comp Executive featured RPNA’s recent win for 63 farm labor contractors, ensuring they can continue to self-insure their workers’ compensation. The article highlights how this final DIR decision ends a year-long fight which began when OSIP moved to “revoke the companies’ certificates to self-insure claiming it was required to so under the terms of…Details
Workers’ Comp Executive recently studied the issue of whether or not the Division of Workers’ Compensation is biased against RPNA client Electronic Waveform Labs, maker of the H-Wave electronic stimulation device.
According to the article, the dispute stems from the proposed update of the Medical Treatment Utilization Schedule’s chronic pain guidelines and the development of a new section on opioids, where electroanalgesia, or H-wave therapy, is eliminated. The proposed regulations as amended either preclude the use of the device to treat injured workers in California or impose such a burden as to make it impractical for a doctor to recommend its usage.Details
A recent article in Business Insurance touched on new Labor Department guidance on classifying workers as employees versus independent contractors, which is expected to increase litigation against employers. Experts recommend that firms, particularly those with a significant number of independent contractors, conduct an audit now to ensure they are classified properly under the Fair Labor…Details
Business Insurance conferred with RPNA Managing Partner Drew E. Pomerance about last week’s U.S. District Court ruling that granted Uber drivers class action status. “I can’t say that I’m surprised in light of other rulings on the issue,” he commented in a recent article. “I think courts are going to do everything they can to…Details
The August 7 issue of Insurance Journal highlighted the recent decision in RPNA’s case Zurich American Insurance Company v. Country Villa Service Corp., which stated that Zurich cannot enforce side agreements that were not filed with the Workers’ Compensation Insurance Rating Bureau (WCIRB). The article, titled “Court Decision May Impact Workers’ Comp Side Agreements in…Details